Insurance Litigation

Our firm had extensive experience litigating with insurance companies, including claims on behalf of doctors whose disability insurers denied their claims, consumers who were overcharged for health insurance, beneficiaries who were denied payment on life insurance policies, and policy holders whose insurers refused to pay judgments entered against them. In addition, we routinely dealt with issues of insurance coverage in connection with other cases we handle.

Some specific examples of insurance cases in which we were involved include:

• We were retained to investigate claims that a national insurance company had overcharged thousands of Georgians for small group medical coverage in violation of the state’s insurance code. We filed a class action, which was settled after more than seven years of litigation. The settlement resulted in substantial reimbursement to the class.
• We represented a large Southeastern city in connection with its claims against several insurance companies for refusing in bad faith to authorize or approve settlement of a major environmental class action. The claims ultimately settled. 
• A doctor became disabled and submitted a claim on his disability policy. The insurer started paying monthly benefits but stopped when it became apparent the disability was permanent. As a result of a settlement reached at the conclusion of a trial, we compelled the insurer to continue making payments and reimburse the doctor for all missed payments.
• An insurance company agreed to issue a policy on the life of a prominent businessman, who died before the policy was delivered. The insurer denied coverage, claiming that the policy had been procured by fraud. Our lawsuit on behalf of the widow was settled.
• We represented individual doctors and several medical associations in numerous cases challenging the practices of insurance companies relating to reimbursement for medical services rendered to patients.
• We were retained by a bankruptcy trustee to pursue claims against the issuer of directors and officers insurance who contended the policy was void.  After we proved the policy was valid, the case was favorably resolved.